Commercial Farm Liability

Equine Insurance Underwriters Ltd. offers Commercial Farm Liability for most equine related operations.

Our liability facility would be happy to receive submissions for the following classes:

Horse Owners, Equestrian Centres, Horse Trainers, Riding Instructors, Horse Breeders, Horse Clubs, Tour Guides, Dude Ranches, Trail Rides, Farriers, and many other equestrian type risks.

Forms / Limits Available:

Commercial General Liability - Form CGL2

  • Provides coverage if you are sued by a third party who is injured or whose property is damaged up to the policy limits. The policy also covers defense cost and pays claims for which you are legally liable.
  • $1 million or $2 million limits available - can apply for higher limits
  • Including Medical Payments (excluding participants) $25,000. per occurrence
Care, Custody or Control for non-owned animals - Form CGL5

  • Provides coverage for a physical loss or injury or damage causing death of a non-owned animal in the insured's care.
  • limits available - $5,000. per animal / $25,000. per occurrence, $10,000. / $50,000., $20,000. / $100,000., $50,000. / $100,000. or $100,000. / $100,000.
Tenant Legal Liability - Form CGL15

  • $100,000. - $300,000. limits available

Equestrian Participants Accident Protection - Form AS10

  • This protection can be purchased to provide medical payments, dental reimbursement and specific loss indemnity for participants.
  • This valuable protection includes riders, drivers, and participants. It is not a legal liability protection, but an accident indemnity, so these benefits are available on a "no-fault" basis.
  • Base Limits include: $10,000. loss of life, dismemberment, $20,000. loss of sight, paralysis, $7,500. accident expense reimbursement, $5,000. dental reimbursement due to accident.
  • Increased limit of $100,000. for loss of life, dismemberment and $100,000. Loss of sight, paralysis also available.
Non-Profit Society Errors & Omissions Liability Extension - Form CGL6

  • $250,000. or $500,000. limits available.
Policy Requirments:

A completed application is required in order for us to quote, and a completed and signed application is required to bind coverage. The signed application forms part of the policy.

Binding:

Brokers must bind risks through our office. We will confirm binding by email or fax.
Brokers do not have binding authority.