Commercial Farm Liability

Equine Insurance Underwriters Ltd. offers Commercial Farm Liability for most equine related operations.

Our liability facility would be happy to receive submissions for the following classes:

Horse Owners, Equestrian Centres, Horse Trainers, Riding Instructors, Horse Breeders, Horse Clubs, Tour Guides, Dude Ranches, Trail Rides, Farriers, and many other equestrian type risks.

Forms / Limits Available:

Commercial General Liability - Form CGL2

  • Provides coverage if you are sued by a third party who is injured or whose property is damaged up to the policy limits. The policy also covers defense cost and pays claims for which you are legally liable.
  • $1 million or $2 million limits available - can apply for higher limits
  • Including Medical Payments (excluding participants) $25,000. per occurrence
Care, Custody or Control for non-owned animals - Form CGL5

  • Provides coverage for a physical loss or injury or damage causing death of a non-owned animal in the insured's care.
  • limits available - $5,000. per animal / $25,000. per occurrence, $10,000. / $50,000., $20,000. / $100,000., $50,000. / $100,000. or $100,000. / $100,000.
Tenant Legal Liability - Form CGL15

  • $100,000. - $300,000. limits available

Equestrian Participants Accident Protection - Form AS10

  • This protection can be purchased to provide medical payments, dental reimbursement and specific loss indemnity for participants.
  • This valuable protection includes riders, drivers, and participants. It is not a legal liability protection, but an accident indemnity, so these benefits are available on a "no-fault" basis.
  • Base Limits include: $10,000. loss of life, dismemberment, $20,000. loss of sight, paralysis, $7,500. accident expense reimbursement, $5,000. dental reimbursement due to accident.
  • Increased limit of $100,000. for loss of life, dismemberment and $100,000. Loss of sight, paralysis also available.
Non-Profit Society Errors & Omissions Liability Extension - Form CGL6

  • $250,000. or $500,000. limits available.
Policy Requirments:

A completed application is required in order for us to quote, and a completed and signed application is required to bind coverage. The signed application forms part of the policy.


Brokers must bind risks through our office. We will confirm binding by email or fax.
Brokers do not have binding authority.